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Death in the Family in Aachen

What to do when a family member passes away

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7 Schritte · ca. 5 Minuten0%

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Step 15–10 Min

Call doctor & death certificate

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Frist: Immediately · Without a death certificate, no burial can take place.

A doctor must certify the death and issue the death certificate. For expected death, call the family doctor, otherwise call emergency services (112).

📄 Required Documents

💡 Weitere Tipps
  • Family doctor: often free for patients
  • Emergency services (112): for unexpected death
  • Medical on-call service: 116 117
  • Death certificate needed for registry office
Step 25–10 Min

Hire funeral home

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Frist: Within 36 hours · In NRW, burial must take place within 10 days.

A funeral home takes care of the transfer and helps with all formalities. Compare offers – prices vary greatly!

📄 Required Documents

💡 Weitere Tipps
  • Funeral director usually handles all official matters
  • Get at least 2-3 quotes
  • Check funeral insurance
  • Social burial possible with low income
Step 35–10 Min

Register death at registry office

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Frist: 3 working days · Without a death certificate, no contracts can be terminated or accounts closed.

The death must be reported to the registry office within 3 working days. The registry office then issues death certificates.

📄 Required Documents

🏛️ Lokale Behördeninfo
Registry Office Aachen: Hackländerstraße 1, 52064 Aachen
💡 Weitere Tipps
  • Tel.: 0241 432-3409
  • Funeral director usually handles this for you
  • Order at least 5-10 death certificates
  • Certificate is free for pension insurance
Step 45–10 Min

Inform pension insurance

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Frist: As soon as possible · Overpaid pension must be repaid! Report quickly.

The German Pension Insurance must be informed of the death. There may be entitlement to widow's/widower's pension or orphan's pension.

📄 Required Documents

💡 Weitere Tipps
  • Free hotline: 0800 1000 4800
  • Death quarter: 3 months full pension for survivors
  • Widow's pension: 55% or 60% of pension
  • Orphan's pension for children under 27 (in education)
Step 55–10 Min

Cancel contracts & memberships

All ongoing contracts of the deceased must be cancelled: rent, insurance, phone, subscriptions, memberships.

⚠️Contracts continue and cost money until cancelled!
Within 4 weeks💰 0 €

📄 Required Documents

💡 Weitere Tipps
  • Create checklist: electricity, gas, phone, internet, insurance
  • Inform bank about death (account will be blocked)
  • Have life insurance paid out
  • Rental contract: special termination right for heirs
Step 65–10 Min

Apply for certificate of inheritance

The certificate of inheritance proves you are an heir. It is applied for at the probate court and is needed for real estate and bank accounts.

⚠️Without a certificate of inheritance, you cannot access accounts or real estate of the deceased.
As needed💰 Abhängig vom Nachlasswert (0,5%)

📄 Required Documents

🏛️ Lokale Behördeninfo
District Court Aachen: Adalbertsteinweg 92, 52070 Aachen
💡 Weitere Tipps
  • Probate Court: Tel. 0241 9425-0
  • With a will, certificate often not needed
  • Costs: 0.5% of estate value
  • Rejection of inheritance: 6 weeks deadline
Step 72–5 Min

💚 Check life insurance & provisions

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Statute of limitations: life insurance claims expire after 3 years – don't wait too long!

After a death: check if the deceased had life or risk life insurance. These must be actively reported to the insurer – they are not automatically paid out. Also for your own provision: now is the moment to protect your family.

🏛️ Lokale Behördeninfo
📞� Contact insurer directly with death certificate
💡 Weitere Tipps
  • 📋 Check documents: policies, bank statements, tax assessments
  • 🏦 German Life Insurance Database (DaLiD): free search
  • 💡 For own provision: protect dependants now – from €5/month
⏱ 2 Minuten💰 Kostenlos🔒 Unverbindlich
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Frequently Asked Questions

How long do I have time?
Sofort
What does it cost?
0 € (bei Hausarzt evtl. Kosten), Ab ca. 2.000 € (stark variierend), 10 € pro Urkunde (für Rente kostenlos), 0 €, 0 €, Abhängig vom Nachlasswert (0,5%)
What happens if I miss the deadline?
Ohne Totenschein kann keine Bestattung stattfinden.