Retirement & Pension in Augsburg in Augsburg

Check your pension account for completeness early on. Missing periods (e.g. training, child-rearing, gaps) can significantly reduce your pension. The German pension insurance offers a free account clarification.

Get free advice from the German Pension Insurance. DRV Bayern Süd is responsible for Augsburg.

The pension application should be submitted 3 months before the desired pension start date. You can apply online, by post or in person at the pension insurance. The pension is not paid automatically!

As a pensioner you are compulsorily insured in the health insurance for pensioners (KVdR) if you have enough compulsory contribution periods in statutory health insurance. Contribution rate approx. 14-16% of pension.

Inform your employer in good time about your retirement date.

Pensions are also taxable! The taxable portion depends on the year of retirement.

Augsburg offers diverse services for senior citizens – from senior counselling to meeting places and housing advice. The city's senior citizens' department is the central contact point.

State pension alone is not enough for most people. Now is the right time to check private pension provision – before you retire. A free comparison shows you the best options.

The Rürup pension (basic pension) is particularly interesting for the self-employed and high earners. Contributions of up to €27,566 (2024) are tax-deductible – making it the most efficient retirement provision for high incomes.