Pension application, deadlines and advice
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Get current pension information from the German Pension Insurance. This shows your expected pension.
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Check if all insurance periods are correctly recorded: training, studies, child-rearing, unemployment.
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The pension application should be submitted 3 months before the desired pension start.
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As a retiree, you usually stay in statutory health insurance (KVdR).
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Inform your employer in good time about your retirement date.
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Pensions are also taxable! The taxable portion depends on the year of retirement.
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State pension alone is not enough for most people. Now is the right time to check private pension provision – before you retire. A free comparison shows you the best options.
The Rürup pension (basic pension) is particularly interesting for the self-employed and high earners. Contributions of up to €27,566 (2024) are tax-deductible – making it the most efficient retirement provision for high incomes.