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Buying a house in Würzburg in Würzburg

Step by step to your own home in Würzburg – financing, notary, land register & insurance

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Step 12–5 Min

Overview: How buying a house works

Buying a house in Würzburg follows clear steps: clarify financing → find & inspect property → notary appointment → land register entry → key handover. Plan at least 6–16 weeks from the purchase contract to handover.

💡 Weitere Tipps
  • 📋 Checklist: Financing → Viewing → Notary → Land register → Keys
  • ⏱️ Timeline: 6-16 weeks from notary appointment to key handover
  • 💡 Estate agent: Since 2020 buyer and seller share the commission (max 3.57% each incl. VAT)
  • 🔍 Always request a land register extract before buying
Step 22–5 Min

Clarify financing

Clarify your financing before property hunting. In Würzburg property prices are approx. €3,500–5,500/m² for apartments (2025). A bank commitment makes you a serious buyer.

⚠️Without equity (at least 20%) mortgage loans are very expensive. Include additional purchase costs!
💰 0 € (Beratung)
💡 Weitere Tipps
  • Additional purchase costs Bavaria: land transfer tax 3.5% + notary approx. 1.5% + land register approx. 0.5% + possibly agent 3.57%
  • KfW subsidies: energy-efficient building or buying (kfw.de)
  • Rule of thumb: max 30-35% of net income for monthly payment
Step 32–5 Min

Find & inspect property

Search for properties in Würzburg via portals or agents. Always have a surveyor check before buying – especially for older buildings in Würzburg's old town or renovation areas.

💡 Weitere Tipps
  • Property portals: immobilienscout24.de, immonet.de, immowelt.de
  • Request land register extract at Amtsgericht Würzburg (Ottostraße 5)
  • Note: Many historic buildings in Würzburg are listed – renovations heavily restricted
Step 45–10 Min

Notary appointment & purchase contract

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Without notary the property purchase in Germany is legally void!

In Germany every property purchase must be notarially certified. The notary reviews the contract, informs both parties and ensures legally sound processing. Without notary the purchase is void!

📄 Required Documents

🏛️ Lokale Behördeninfo
Amtsgericht Würzburg (land register): Ottostraße 5, 97070 Würzburg | Tel. 0931 381-0
💡 Weitere Tipps
  • Find notary: notar.de/notarsuche → search for Würzburg
  • Request draft contract approx. 2 weeks before appointment
Step 52–5 Min

Land transfer tax & land register entry

After the notary appointment the notary sends the clearance certificate to the tax office once land transfer tax is paid. Bavaria has the lowest land transfer tax at 3.5%. Then the land register entry is made.

Within 4 weeks of purchase contract💰 3,5% des Kaufpreises (Bayern)
🏛️ Lokale Behördeninfo
Finanzamt Würzburg: Ludwigstraße 25, 97070 Würzburg | Tel. 0931 387-0
💡 Weitere Tipps
  • Land transfer tax Bavaria: 3.5% = lowest in Germany
  • Land register entry: approx. 4-8 weeks after purchase contract
Step 610–15 Min

Change registration & insurance

After moving in you must re-register at Bürgerbüro Würzburg within 14 days. As a homeowner you also need building insurance (mandatory for financing).

14 days after moving in💰 0 € (Ummeldung)
🏛️ Lokale Behördeninfo
Bürgerbüro Würzburg: Rückermainstraße 2, 97070 Würzburg | Tel. 0931 37 20 00
💡 Weitere Tipps
  • Appointment required: wuerzburg.de/rathaus/buergerbuero/terminvereinbarung
  • Building insurance: required by bank for financing

Frequently Asked Questions

How long do I have time?
Siehe Details in den einzelnen Schritten
What does it cost?
0 € (Beratung), ca. 1,0–1,5% des Kaufpreises, 3,5% des Kaufpreises (Bayern), 0 € (Ummeldung)
What happens if I miss the deadline?
Mögliche Bußgelder oder Verzögerungen