Birth & Child in Münster

The birth must be registered at the registry office within one week. For hospital births, the hospital usually handles the transmission.

Children are curious – and that leads to accidents. Statutory accident insurance only applies at nursery and school, not at home or during leisure time. Private accident insurance and parents' risk life insurance provide all-round family protection.

Accidents happen faster than you think – and children are active. Child accident insurance pays for permanent injuries, liability insurance protects when your child accidentally damages something.

Parental allowance replaces part of your income. The application should be submitted promptly after birth, as only 3 months are paid retroactively.

Child benefit is applied for at the Family Benefits Office. It is only paid retroactively for 6 months.

Your child is automatically co-insured. Formal registration should be done within 2 months.

Child benefit of over €250 per month can go straight into savings – in 18 years your child will have a solid financial start. A children's account or ETF savings plan costs nothing and runs automatically.

You must register parental leave with your employer. There is a legal entitlement until the child's 3rd birthday.

For travel outside Germany, your child needs their own passport or child's travel document.