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Organize Care in Münster

Organize care level, care benefits and support

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7 Schritte · ca. 5 Minuten0%

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Step 12–5 Min

Use care counseling

Get free advice. The care insurance or a care support center helps with all questions about care.

💰 0 €
🏛️ Lokale Behördeninfo
Care support center Münster: Hafenstraße 30, 48153 Münster
💡 Weitere Tipps
  • Phone: 0251/492-5070
  • Free and independent advice
  • Consultation also possible at your home
Step 22–5 Min

Apply for care level

The care level determines the amount of benefits. The application is made to the care insurance (= health insurance).

💰 0 €
💡 Weitere Tipps
  • Informal application to care insurance sufficient
  • Assessment by MDK/MEDICPROOF
  • 5 care levels: 1 (minor) to 5 (most severe)
  • Preparation for assessment important
Step 32–5 Min

Choose care benefits

Depending on care level, various benefits are available: care allowance, care in kind or combination benefit.

💰 0 € (Leistungen werden gezahlt)
💡 Weitere Tipps
  • Care allowance 2025: 347 € (CL2) to 990 € (CL5) /month
  • Care in kind: outpatient care service
  • Combination of both possible
  • Respite care: replacement care during vacation
Step 42–5 Min

Apply for aids

Care aids such as care bed, wheelchair or incontinence material can be applied for.

💰 Max. 10 € Zuzahlung pro Hilfsmittel
💡 Weitere Tipps
  • Care aids via care insurance
  • Consumables: 40 €/month flat rate (from CL1)
  • Technical aids: care bed, walker etc.
  • Home emergency call: subsidy 25.50 €/month
Step 52–5 Min

Relief for caregivers

Caring relatives are entitled to support and relief.

💰 0 €
💡 Weitere Tipps
  • Relief amount: 125 €/month (from CL1)
  • Respite care: up to 1,612 €/year
  • Short-term care: up to 1,774 €/year
  • Care support allowance: 10 days paid leave
Step 62–5 Min

Powers of attorney and directives

Power of attorney and patient directive determine who may decide in an emergency.

💰 0 € (selbst erstellt) / Notar: ca. 50-150 €
💡 Weitere Tipps
  • Power of attorney: designate trusted person
  • Patient directive: specify medical wishes
  • Care directive: name preferred carer
  • Guardianship court: District court Münster
Step 72–5 Min

🏥 Supplementary care insurance

Statutory long-term care insurance covers on average only about 50% of actual care costs. Supplementary care insurance closes the gap and prevents relatives from having to cover the costs.

⚠️Those who wait too long pay higher premiums or are rejected due to pre-existing conditions. Now is always the cheapest moment!
💡 Weitere Tipps
  • 💡 3 product types: care daily allowance, care cost insurance, care pension
  • 🏛️ State subsidy: "Pflege-Bahr" (€5/month for each contract)
  • 💰 From approx. €20-30/month good coverage
  • 📋 Self-contribution in care home 2024: approx. €2,400/month
⏱ 2 Minuten💰 Kostenlos🔒 Unverbindlich
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Frequently Asked Questions

How long do I have time?
Siehe Details in den einzelnen Schritten
What does it cost?
0 €, 0 €, 0 € (Leistungen werden gezahlt), Max. 10 € Zuzahlung pro Hilfsmittel, 0 €, 0 € (selbst erstellt) / Notar: ca. 50-150 €
What happens if I miss the deadline?
Mögliche Bußgelder oder Verzögerungen