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Death in Family in Münster

What you need to do after a death

Progress0 of 8 steps completed
8 Schritte · ca. 6 Minuten0%

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Step 12–5 Min

Doctor/Death certificate

A doctor must confirm death and issue the death certificate. For death at home: call family doctor or medical emergency service.

Immediately💰 Ca. 50-100 € (Arzt)
💡 Weitere Tipps
  • Medical emergency service: 116 117
  • In unclear death: call police (110)
  • Death certificate needed for registry office
  • Keep original safe
Step 22–5 Min

Hire funeral director

A funeral director handles the transfer and can help with many formalities.

💰 Bestattung: ca. 3.000 - 10.000 €
💡 Weitere Tipps
  • Funeral director can handle official procedures
  • Get multiple quotes
  • Check funeral provision contract
  • Check funeral insurance
Step 35–10 Min

Report death to registry office

The death must be reported to the registry office within 3 working days.

Within 3 working days💰 Sterbeurkunde: 12 € pro Exemplar

📄 Required Documents

🏛️ Lokale Behördeninfo
Registry office Münster: Heinrich-Brüning-Straße 7, 48143 Münster
💡 Weitere Tipps
  • Phone: 0251/492-3401
  • Order multiple death certificates (banks, insurance)
Step 42–5 Min

Inform employer/pension insurance

Employer and pension insurance must be informed promptly.

Promptly💰 0 €
💡 Weitere Tipps
  • Employer: inform by phone
  • Pension insurance: Phone 0800 1000 4800
  • Last salaries/pensions are still paid
Step 52–5 Min

Cancel/inform insurance

All insurance of the deceased must be informed. Some end automatically, others must be cancelled.

Promptly💰 0 €
💡 Weitere Tipps
  • Health insurance: ends with death
  • Life insurance: report death
  • Car insurance: transfer or cancel
Step 65–10 Min

Inform banks

Banks must be informed about the death. Accounts are frozen until inheritance is clarified.

💰 0 €

📄 Required Documents

💡 Weitere Tipps
  • Send death certificate to all banks
  • Accounts are initially frozen
  • Funeral costs can often be paid in advance
Step 72–5 Min

Settle inheritance

The inheritance must be settled. In case of uncertainties, a certificate of inheritance can be requested from the probate court.

6 weeks to disclaim💰 Erbschein: je nach Nachlasswert
🏛️ Lokale Behördeninfo
District court Münster: Gerichtsstraße 2-4, 48149 Münster
💡 Weitere Tipps
  • Submit will to probate court
  • Inheritance disclaimer possible within 6 weeks
Step 82–5 Min

💚 Check life insurance & provisions

🚨
Statute of limitations: life insurance claims expire after 3 years – don't wait too long!

After a death: check if the deceased had life or risk life insurance. These must be actively reported to the insurer – they are not automatically paid out. Also for your own provision: now is the moment to protect your family.

🏛️ Lokale Behördeninfo
📞� Contact insurer directly with death certificate
💡 Weitere Tipps
  • 📋 Check documents: policies, bank statements, tax assessments
  • 🏦 German Life Insurance Database (DaLiD): free search
  • 💡 For own provision: protect dependants now – from €5/month
⏱ 2 Minuten💰 Kostenlos🔒 Unverbindlich
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Frequently Asked Questions

How long do I have time?
Sofort
What does it cost?
Ca. 50-100 € (Arzt), Bestattung: ca. 3.000 - 10.000 €, Sterbeurkunde: 12 € pro Exemplar, 0 €, 0 €, 0 €, Erbschein: je nach Nachlasswert
What happens if I miss the deadline?
Mögliche Bußgelder oder Verzögerungen